ETENRU

Swedbank Life Insurance SE

RegisteredHarju County
Registry code
10142356
VAT number
EE100321841
Address
Harju maakond, Tallinn, Kesklinna linnaosa, Liivalaia tn 34, 15040
Registered
25.04.1997 · 29 yrs
Activity
Life insurance 65111
Capital
10 000 000 €
Email
e•••@s•••.eeLog in to see
Phone
+372 •• ••••Log in to see
LEI
549300GIM4IGDZJ1Y680 ISSUED
Business Register 09.10.2026
Sales revenue63,8 m €+16%2025 annual report
Profit22,8 m €2025 annual report
Employees50Tax Board 2026 Q2
Average gross salary8 431 €estimate, Tax Board 2026 Q2
Labour taxes per quarter645 k €Tax Board 2026 Q2
Cash17,8 m €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 08.10.2026
Revenue 12 months473 k €+28%Tax Board, last 4 quarters
State taxes 12 months4,1 m €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · ✓ no debt
Details ↓
Turnover by quarter · latest 117 tuh €
76 k119 k85 k91 k104 k133 k118 k117 k
III 24IV 24I 25II 25III 25IV 25I 26II 26
Chart ↓
Firmo rating
AA
Very good, low risk
83 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 09.10.2026 · open data
Quick check
  • No tax debt
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • No bankruptcy or liquidation
  • No sanctions
  • Report filed (2025)
  • VAT registered
Stability
RatingAAA → BBB → A → AA
In tax debt0 days since 26.09.2026
Revenue 12 months▲ 28% vs a year earlier
Email right away on tax debt, bankruptcy or board change
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Data

Board and owners

4 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 3
Aet Altroff2 companiesno tax debtPersonal ID ↗16.08.2024
Ilona Gaiževskaitė-Mickaitienė2 companiesno tax debt15.05.1975 (51 a)Personal ID ↗19.05.2020
Margus Liigand3 companiesno tax debtPersonal ID ↗21.06.2018
Other persons 1
Nasdaq CSD SE1983 companies138 with tax debt40 bankruptShare register keeperPersonal ID ↗12.10.2017
Beneficial owners 1
Magnus Carlehed1 companyno tax debtmember of the senior management body, i.e. management or supervisory board member31.03.2026

Business Register open data

Quarterly taxes and revenue

2026 Q2
State taxes / revenue1858,9%
Labour taxes / revenue551,8%
Revenue per employee per month779 €
Gross salary (estimate)8 431 €
Net salary (estimate)6 494 €

2026 Q2. Wage is estimated from employment taxes.

Build report

QuarterRevenueChange y/yLabour taxesState taxesEmployees
2026 Q2116 889 €▲ 29%645 005 €2 172 859 €50
2026 Q1118 493 €▲ 40%565 742 €572 345 €51
2025 Q4133 244 €▲ 12%621 784 €632 312 €51
2025 Q3104 162 €▲ 38%725 133 €725 421 €50
2025 Q290 612 €▲ 76%635 800 €6 359 812 €50
2025 Q184 551 €▼ 2%590 056 €599 224 €48
2024 Q4119 389 €▲ 116%597 708 €615 380 €46
2024 Q375 721 €▼ 24%554 863 €560 816 €44
2024 Q251 626 €▲ 9%532 643 €1 899 119 €45
2024 Q186 484 €▲ 24%536 326 €544 140 €41
2023 Q455 312 €▼ 32%517 362 €517 567 €38
2023 Q399 250 €▲ 140%511 160 €519 898 €39
Show full history (18 quarters)
2023 Q247 248 €▼ 27%532 154 €1 914 597 €39
2023 Q169 585 €▼ 0%450 701 €453 182 €39
2022 Q481 856 €496 855 €504 314 €41
2022 Q341 353 €469 812 €467 670 €41
2022 Q264 998 €486 715 €1 961 318 €44
2022 Q169 818 €436 967 €442 639 €37

Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0

Annual reports

5 yr
Build report

20252024202320222021
Sales revenue63,8 m €▲ 16%54,9 m €▲ 4%52,8 m €▲ 29%40,9 m €▲ 7%38,2 m €
Profit22,8 m €▼ 52%47,1 m €▼ 19%58,0 m €▲ 155%22,7 m €▲ 4%21,9 m €
Profit margin35,8%85,9%109,7%55,5%57,4%
Retained earnings89,6 m €▼ 4%93,4 m €▲ 215%29,7 m €▲ 27%23,3 m €▲ 40%16,7 m €
Cash17,8 m €▼ 28%24,6 m €▲ 8%22,8 m €▼ 40%37,7 m €▲ 16%32,4 m €
Current assets1,03 bn €▲ 7%961,5 m €▲ 12%861,1 m €▲ 21×40,6 m €▼ 95%881,2 m €
Fixed assets—56,6 m €▲ 248%16,3 m €▼ 98%761,1 m €—
Assets1,03 bn €▲ 1%1,02 bn €▲ 16%877,4 m €▲ 9%801,8 m €▼ 9%881,2 m €
Current liabilities2,4 m €▼ 100%864,5 m €▲ 372×2,3 m €——
Long-term liabilities905,0 m €—774,3 m €——
Total liabilities907,4 m €▲ 5%864,5 m €▲ 11%776,6 m €——
Equity125,6 m €▼ 18%153,6 m €▲ 52%100,8 m €▲ 70%59,2 m €▲ 14%51,8 m €
Labour costs———-5,7 m €▼ into loss2,9 m €
Employees86▲ 8%80▲ 5%76▼ 1%77▲ 12%69
Filed31.03.202601.04.202502.04.202403.04.202328.03.2022
ReportPDF ↓PDF ↓PDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Revenue by activity

2025
ActivityEMTAKSales revenueOsa
Life insurance main activity6511163 825 000 €100%

2025 annual report, RIK open data

Real estate

e-kinnistusraamat

Loading properties…

Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

clean
No tax debt · Tax Board 08.10.2026

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

clean

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

none

No transactions with state agencies, procurement contracts or grants found

RTK Saldo, Riigihangete register, RTK toetatud projektid

Holdings in other companies

0

No holdings in other companies

Companies linked via the board

60
AS AlexelaNasdaq CSD SE555,0 m €BBEricsson Eesti AktsiaseltsNasdaq CSD SE416,6 m €AAAS SEB PankNasdaq CSD SE405,8 m €AAAktsiaselts METAPRINTNasdaq CSD SE85,8 m €AAAAS HANZA Mechanics TartuNasdaq CSD SE81,5 m €AAAERGO Insurance SENasdaq CSD SE80,6 m €AAAElke Tallinn ASNasdaq CSD SE62,0 m €AAAaktsiaselts ESTIKO - PLASTARNasdaq CSD SE48,2 m €AAAStockmann AktsiaseltsNasdaq CSD SE42,3 m €AAaktsiaselts PINUSNasdaq CSD SE29,6 m €AAAAktsiaselts BalbiinoNasdaq CSD SE29,5 m €AAAAktsiaselts Magnum VeterinaariaNasdaq CSD SE28,6 m €BBAktsiaselts KROONINGNasdaq CSD SE27,1 m €BInterchemie Werken De Adelaar Eesti aktsiaseltsNasdaq CSD SE25,5 m €BBBSchneider Electric Eesti ASNasdaq CSD SE24,9 m €BAktsiaselts TopautoNasdaq CSD SE21,6 m €AAAktsiaselts Lincona KonsultNasdaq CSD SE19,2 m €AAAAS All Media EestiNasdaq CSD SE17,2 m €AAAktsiaselts PAFERNasdaq CSD SE15,1 m €AAABaltyre Eesti ASNasdaq CSD SE14,8 m €AAAaktsiaselts PristisNasdaq CSD SE13,5 m €AAAAktsiaselts Viru ElektrikaubandusNasdaq CSD SE10,6 m €AAAktsiaselts STANDARDNasdaq CSD SE10,6 m €AAS Eesti LeivatööstusNasdaq CSD SE10,3 m €Aaktsiaselts LTTNasdaq CSD SE10,2 m €AAAMotoral Eesti AktsiaseltsNasdaq CSD SE8,6 m €AAktsiaselts Silmani ElekterNasdaq CSD SE8,0 m €Aaktsiaselts HALS TRADING - TNasdaq CSD SE6,8 m €Aaktsiaselts "Rauameister"Nasdaq CSD SE6,8 m €AAAktsiaselts "Erimell"Nasdaq CSD SE6,4 m €AAAAktsiaselts Taastusravikeskus ViikingNasdaq CSD SE5,8 m €AAAAktsiaselts Loo ElekterNasdaq CSD SE5,5 m €AAAaktsiaselts IKODORNasdaq CSD SE4,9 m €AAAktsiaselts ANTAARESNasdaq CSD SE4,7 m €AACaverion Eesti ASNasdaq CSD SE4,6 m €AAktsiaselts Kiviõli KaubahoovNasdaq CSD SE4,4 m €AAAktsiaselts Metsaküla PiimNasdaq CSD SE3,9 m €AAAaktsiaselts VÕRU VESINasdaq CSD SE3,4 m €AAAaktsiaselts TAUF-AUTONasdaq CSD SE2,9 m €AAAaktsiaselts CISTANasdaq CSD SE2,6 m €AAAPRIMULATOR EESTI AktsiaseltsNasdaq CSD SE2,2 m €AAARTT AktsiaseltsNasdaq CSD SE2,1 m €AAAAS Remedium Kalamaja ApteekNasdaq CSD SE1,7 m €AAaktsiaselts ESTIKONasdaq CSD SE1,6 m €AAAAktsiaselts Ekspress GruppNasdaq CSD SE1,4 m €AALEKON PROPERTY ASNasdaq CSD SE1,2 m €AAAAktsiaselts FotoluksNasdaq CSD SE1,1 m €BBBAktsiaselts LAVEXNasdaq CSD SE692 k €CAktsiaselts Peipsi KalameesNasdaq CSD SE498 k €AAAktsiaselts MihkliNasdaq CSD SE475 k €AAAS Tolaram InvestmentsNasdaq CSD SE380 k €AAAktsiaselts Projekt ENasdaq CSD SE198 k €AAAktsiaselts YearNasdaq CSD SE132 k €CRaisio Eesti AktsiaseltsNasdaq CSD SE120 k €ADeden-Invest AktsiaseltsNasdaq CSD SE51 638 €AKatus ASNasdaq CSD SE13 588 €Aaktsiaselts FaabulaNasdaq CSD SE0 €BBBAktsiaselts TalveaedNasdaq CSD SE · Likvideerimisel0 €CAktsiaselts SpratfilNasdaq CSD SE · Bankrupt0 €CAktsiaselts RoolidNasdaq CSD SE0 €

Sorted by revenue (latest report or 4 quarters).

Top 20 in activity: Life insurance

7

Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity

Licences, pledges, domains

No data

History and notices

40
DateTypeContent
11.08.2026EntryAmendment entry
01.09.2025EntryMuutmiskanne TsMS § 595¹ lg 1 alusel
16.08.2024EntryAmendment entry
02.04.2024EntryAmendment entry
27.03.2024Order to remedy deficienciesAmendment entry
11.10.2023EntryAmendment entry
29.03.2023EntryAmendment entry
23.02.2023EntryAmendment entry
07.11.2022EntryAmendment entry
26.01.2022Kandemäärus ex officioAmendment entry
11.01.2022Administrative orderAmendment entry
23.07.2021Order to remedy deficiencies to correct non-entry dataAmendment entry
10.07.2020EntryAmendment entry
03.07.2020Order to remedy deficienciesAmendment entry
19.05.2020EntryAmendment entry
06.05.2020Order to remedy deficienciesAmendment entry
04.05.2020Administrative order
19.02.2020EntryAmendment entry
07.08.2019EntryMuutmiskanne ÄS § 525 lg 2 alusel
30.08.2018EntryAmendment entry
21.06.2018EntryAmendment entry
13.06.2018Order to remedy deficienciesAmendment entry
13.04.2018Administrative order
19.02.2018EntryAmendment entry
16.01.2018EntryAmendment entry
07.11.2017EntryAmendment entry
12.10.2017EntryAmendment entry
27.09.2017EntryAmendment entry
25.09.2017Order to remedy deficienciesAmendment entry
03.07.2017EntryAmendment entry
16.06.2017Order to remedy deficienciesAmendment entry
07.03.2017EntryAmendment entry
03.03.2017EntryAmendment entry
28.02.2017EntryAmendment entry
13.02.2017Order to remedy deficienciesAmendment entry
16.09.2016EntryAmendment entry
29.02.2016EntryAmendment entry
26.02.2016Order to remedy deficienciesAmendment entry
19.02.2016Order to remedy deficienciesAmendment entry
02.05.2014EntryAmendment entry