ETENRU
RegisteredHarju County
Registry code
10476531
VAT number
not VAT registered
Address
Harju maakond, Tallinn, Kesklinna linnaosa, Aasa tn 3a-9, 10142
Registered
16.07.1998 · 28 yrs
Activity
Other credit granting 64929
Capital
39 104 €
Email
l•••@m•••.eeLog in to see
Phone
+372 •• ••••Log in to see
Business Register 08.10.2026
Sales revenue59 712 €-6%2025 annual report
Profit52 108 €2025 annual report
Labour taxes per quarter718 €Tax Board 2024 Q4
Cash35 550 €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 08.10.2026
State taxes 12 months2 848 €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · ✓ no debt
Details ↓
Firmo rating
A
Good, low risk
80 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 08.10.2026 · open data
Quick check
  • No tax debt
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • No bankruptcy or liquidation
  • No sanctions
  • Report filed (2025)
  • Not VAT registered
Stability
RatingAA → AAA → A
In tax debt0 days since 26.09.2026
Email right away on tax debt, bankruptcy or board change
Add the rating badge to your website

The badge code is available to this company's verified account: verification uses a code we send to the company email in the Business Register. The badge updates itself and cannot be bought. Read more

Data

Board and owners

1 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 1
Mati Luht4 companies1 with tax debtPersonal ID ↗16.07.1998
Shareholders 1
Mati Luht100,0% 39 104 €01.09.2023
Beneficial owners 1
Mati Luht4 companies1 with tax debtdirect holding16.10.2018

Business Register open data

Quarterly taxes and revenue

2024 Q4
Build report

QuarterRevenueChange y/yLabour taxesState taxesEmployees
2024 Q4—718 €718 €—
2024 Q3—718 €718 €—
2024 Q2—718 €718 €—
2024 Q1—694 €694 €—
2023 Q4—647 €647 €—
2023 Q3—647 €647 €—
2023 Q2—647 €647 €—
2023 Q1—641 €641 €—
2022 Q4—629 €834 €—
2022 Q3—629 €629 €—
2022 Q2—629 €629 €—
2022 Q1—629 €834 €—

Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0

Annual reports

5 yr
Build report

20252024202320222021
Sales revenue59 712 €▼ 6%63 218 €▼ 8%68 477 €▼ 41%116 k €▼ 38%187 k €
Profit52 108 €▲ 142%21 523 €▼ 10%23 947 €▼ 92%306 k €▲ 448%55 864 €
Profit margin87,3%34,0%35,0%263,5%29,8%
Retained earnings976 k €▲ 2%954 k €▲ 3%930 k €▲ 49%624 k €▲ 10%568 k €
Cash35 550 €▼ 57%82 599 €▲ 40%58 838 €▼ 12%66 766 €▼ 24%87 303 €
Current assets1,2 m €▼ 20%1,5 m €▲ 2%1,5 m €0%1,5 m €▲ 20%1,2 m €
Fixed assets493 €▼ 84%3 007 €▼ 60%7 587 €▲ 5%7 233 €▼ 51%14 618 €
Assets1,2 m €▼ 20%1,5 m €▲ 2%1,5 m €0%1,5 m €▲ 20%1,2 m €
Current liabilities35 712 €▲ 281%9 383 €▼ 17%11 317 €▼ 79%52 813 €▼ 59%128 k €
Long-term liabilities89 736 €▼ 81%472 k €▲ 1%465 k €▲ 4%448 k €▲ 2%437 k €
Total liabilities125 k €▼ 74%481 k €▲ 1%476 k €▼ 5%501 k €▼ 11%566 k €
Equity1,1 m €▲ 5%1,0 m €▲ 2%997 k €▲ 2%973 k €▲ 46%667 k €
Labour costs0 €▲ 100%-9 643 €▲ 8%-10 532 €▼ 12%-9 414 €▼ 1%-9 321 €
Employees00▼ 100%10%10%1
Filed25.06.202626.06.202526.06.202429.06.202330.06.2022
ReportPDF ↓PDF ↓PDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Revenue by activity

2025
ActivityEMTAKSales revenueOsa
Other credit granting main activity6492959 712 €100%

2025 annual report, RIK open data

Real estate

e-kinnistusraamat

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Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

clean
No tax debt · Tax Board 08.10.2026

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

clean

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

none

No transactions with state agencies, procurement contracts or grants found

RTK Saldo, Riigihangete register, RTK toetatud projektid

Holdings in other companies

0

No holdings in other companies

Companies linked via the board

3

Top 20 in activity: Other credit granting

20
#CompanyRevenue
1ESTO AS30,1 m €
2Primero Finance OÜ22,8 m €
3AS LHV Finance16,1 m €
4Hüpoteeklaen AS15,5 m €
5ESTO Holdings OÜ5,9 m €
6Nordic Hypo AS3,4 m €
7PLACET GROUP OÜ1,1 m €
8OÜ SME Capital 3 Estonia955 k €
9Helto Grupp OÜ614 k €
10SERVA INVEST OÜ426 k €
11Engeros Finance OÜ373 k €
12ATLANTIS SE342 k €
13BB Finance OÜ332 k €
14Hector Kapital OÜ320 k €
15AS Finora Group269 k €
16Fresh Finance Group OÜ220 k €
17Columna OÜ184 k €
18Sihtasutus Tartu Eluasemefond166 k €
19KiirAutoLaen.EE OÜ162 k €
20FF Financial Group OÜ132 k €

LMM INVESTMENT OÜ: place 28 /59

Similar size: Monefit Estonia OÜ, 1Credit OÜ, Autospets OÜ, Saare Finants OÜ, PE Capital OÜ, Sound extraction OÜ, Osaühing 1Credit Narva, Freemerica OÜ, Alebet Holding OÜ, IUVO Finants OÜ

Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity

Licences, pledges, domains

No data

History and notices

11
DateTypeContent
01.09.2023EntryAmendment entry
24.11.2022EntryMuutmiskanne ÄS § 525 lg 2 alusel
17.01.2018EntryAmendment entry
07.11.2017EntryAmendment entry
14.09.2016EntryAmendment entry
12.11.2013EntryÜmberkujundamiskanne
11.11.2013Order to remedy deficienciesÜmberkujundamiskanne
16.11.2011EntryAmendment entry
01.06.2010Tegevusalade kustutamine registrikaardiltAmendment entry
20.06.2007EntryAmendment entry
06.05.2003Kandeotsus ex officioMärkus