ETENRU

Aktiva Finance Group OÜ

Compare
RegisteredHarju County
Registry code
10746479
VAT number
EE100639313
Address
Harju maakond, Tallinn, Põhja-Tallinna linnaosa, Toompuiestee 35, 10149
Registered
23.03.2001 · 25 yrs
Activity
Activities of collection agencies and credit bureaus 82911
Capital
21 730 €
Email
i•••@a•••.euLog in to see
Phone
+372 •• ••••Log in to see
Website
www.aktivafinance.eu from email
Business Register 08.10.2026
Sales revenue23,5 m €+27%2025 annual report
Profit13,0 m €2025 annual report
Employees5Tax Board 2026 Q2
Average gross salary16 561 €estimate, Tax Board 2026 Q2
Labour taxes per quarter127 k €Tax Board 2026 Q2
Cash56 139 €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 08.10.2026
State taxes 12 months345 k €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · ✓ no debt
Details ↓
Firmo rating
AAA
Excellent, very low risk
95 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 08.10.2026 · open data
Quick check
  • No tax debt
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • No bankruptcy or liquidation
  • No sanctions
  • Report filed (2025)
  • VAT registered
Stability
RatingA → AA → AAA
In tax debt0 days since 26.09.2026
Email right away on tax debt, bankruptcy or board change
💶 Owes you money? Add a debt notice🔎 Find similar companies
Add the rating badge to your website

The badge code is available to this company's verified account: verification uses a code we send to the company email in the Business Register. The badge updates itself and cannot be bought. Read more

Data

Board and owners

4 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 3
Argo Virkebau11 companiesno tax debtPersonal ID ↗20.01.2025
Margus Aule3 companiesno tax debtPersonal ID ↗22.04.2019
Oliver Markvart5 companiesno tax debtPersonal ID ↗11.04.2022
Other persons 1
Nasdaq CSD SEOsade registripidajaOsad on Eesti väärtpaberite registris (Nasdaq CSD). See ei tähenda börsil noteerimist.27.09.2017
Shareholders 1
Omanikukonto: Iiruk OÜ100,0% 21 730 €16.08.2023
Beneficial owners 1
Hans Luik30 companiesno tax debtkaudne osalus18.11.2018

Business Register open data

Quarterly taxes and revenue

2026 Q2
Build report

QuarterRevenueChange y/yLabour taxesState taxesEmployees
2026 Q2—126 694 €120 233 €5
2026 Q1—79 767 €75 251 €4
2025 Q4—81 268 €76 884 €4
2025 Q3—77 328 €73 098 €4
2025 Q2—71 299 €67 308 €3
2025 Q1—51 889 €48 853 €3
2024 Q4—47 231 €44 843 €3
2024 Q3—43 277 €41 283 €3
2024 Q2—35 054 €33 486 €4
2024 Q1—45 606 €44 226 €4
2023 Q4—46 579 €44 820 €3
2023 Q3—42 257 €40 779 €4
Show full history (18 quarters)
2023 Q2—33 503 €32 607 €3
2023 Q1—23 207 €22 533 €2
2022 Q4—23 207 €22 533 €2
2022 Q3—23 344 €22 754 €2
2022 Q2—23 160 €22 474 €1
2022 Q1—23 023 €22 238 €1

Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0

Annual reports

5 yr
Build report

20252024202320222021
Sales revenue23,5 m €▲ 27%18,6 m €▲ 6%17,5 m €▲ 13%15,6 m €0%15,5 m €
Profit13,0 m €▲ 14%11,4 m €▼ 13%13,2 m €0%13,2 m €▲ 3%12,8 m €
Profit margin55,2%61,6%75,4%85,0%82,6%
Retained earnings65,9 m €▲ 4%63,3 m €▲ 19%53,1 m €▲ 33%39,9 m €▲ 47%27,1 m €
Cash56 139 €▲ 8%51 975 €▼ 74%199 k €▲ 15×13 323 €▼ 98%844 k €
Current assets40,0 m €▼ 1%40,5 m €▲ 14%35,4 m €▲ 26%28,0 m €▲ 26%22,2 m €
Fixed assets133,7 m €▼ 6%141,9 m €▲ 16%122,0 m €▲ 70%71,7 m €▲ 27%56,5 m €
Assets173,7 m €▼ 5%182,3 m €▲ 16%157,4 m €▲ 58%99,7 m €▲ 27%78,7 m €
Current liabilities60,8 m €▼ 11%68,1 m €▲ 8%63,2 m €▲ 153%25,0 m €▲ 92%13,0 m €
Long-term liabilities33,9 m €▼ 14%39,3 m €▲ 41%27,8 m €▲ 30%21,5 m €▼ 17%25,8 m €
Total liabilities94,7 m €▼ 12%107,5 m €▲ 18%91,0 m €▲ 96%46,5 m €▲ 20%38,8 m €
Equity79,0 m €▲ 6%74,9 m €▲ 13%66,4 m €▲ 25%53,2 m €▲ 33%40,0 m €
Labour costs-708 k €▼ 75%-405 k €▼ 4%-390 k €▼ 77%-220 k €▲ 3%-227 k €
Employees272▲ 27%215▲ 8%199▲ 12%177▲ 28%138
Filed26.06.202611.07.202524.10.202419.07.202330.06.2022
ReportPDF ↓PDF ↓PDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Revenue by activity

2025
ActivityEMTAKSales revenueOsa
Activities of collection agencies and credit bureaus main activity8291123 547 595 €100%

2025 annual report, RIK open data

Real estate

e-kinnistusraamat

Loading properties…

Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

clean
No tax debt · Tax Board 08.10.2026

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

clean

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

none

No transactions with state agencies, procurement contracts or grants found

RTK Saldo, Riigihangete register, RTK toetatud projektid

Holdings in other companies

6
CompanyCodeHoldingSinceRevenue
Julianus Inkasso OÜ10686553100,0%04.08.20255,8 m €
Recoverso RMC OÜ14189704100,0%01.09.20232,8 m €
OÜ Krediidiregister1240062175,0%04.08.20251,3 m €
OÜ Julianuse Õigusbüroo11930038100,0%02.09.2023390 k €
Meieni OÜ12013427100,0%04.08.202545 249 €
Perfi OÜ16321947100,0%11.09.20253 091 €

Business Register

Companies linked via the board

16
Recoverso RMC OÜArgo Virkebau2,8 m €AAAOÜ KrediidiregisterMargus Aule1,3 m €AAAOÜ Julianuse ÕigusbürooArgo Virkebau390 k €AOsaühing OM TeenusedOliver Markvart242 k €AOÜ VeneficusMargus Aule207 k €AAmittetulundusühing "FinanceEstonia"Argo Virkebau112 k €ADuoc OÜArgo Virkebau11 176 €APerfi OÜOliver Markvart3 091 €AMeeldetuletuskeskus OÜArgo Virkebau0 €BBSyndicate Number One OÜArgo Virkebau0 €BBParcel Investments OÜArgo Virkebau0 €BBKarune OÜOliver Markvart0 €BBRohepöörde Investeeringud OÜArgo Virkebau0 €Syndicate Number Two OÜArgo Virkebau0 €BBSyndicate Number Three OÜArgo Virkebau0 €BBWalk Keskus OÜOliver Markvart0 €BBB

Sorted by revenue (latest report or 4 quarters).

Top 20 in activity: Activities of collection agencies and credit bureaus

20
#CompanyRevenue
1Aktiva Finance Group OÜ23,5 m €
2B2 Impact OÜ7,0 m €
3AS CREDITINFO EESTI6,4 m €
4Julianus Inkasso OÜ5,8 m €
5Revensen OÜ2,9 m €
6Professional Partner OÜ1,5 m €
7OÜ GS Core1,3 m €
8OÜ Krediidiregister1,3 m €
9OMEGA INVEST OÜ1,1 m €
10Fresh Finance OÜ1,1 m €
11Heimondo Estonia OÜ634 k €
12KREEDIX OÜ404 k €
13CREDITREFORM EESTI OÜ222 k €
14GOSA INVEST OÜ182 k €
15PG Inkasso OÜ139 k €
16Hansen Inkasso OÜ139 k €
17Debitum Collectio OÜ132 k €
18Information Holding OÜ130 k €
19Renovum OÜ96 956 €
20Eesti Inkasso OÜ92 041 €

Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity

Pandid

3 records

Commercial pledges

NumberPandipidajaAmountSince
3AS LHV Pank10 000 000 €20.03.2025
2AS LHV Pank11 000 000 €23.10.2017
1AS LHV Pank4 000 000 €17.01.2017

History and notices

40
DateTypeContent
20.03.2025EntryKommertspandi avamiskanne
11.02.2025EntryAmendment entry
20.01.2025EntryAmendment entry
13.01.2025Order to remedy deficienciesAmendment entry
01.10.2024Aruandetrahvimäärus
06.07.2024Trahvihoiatusmäärus: majandusaasta aruanne esitamata
27.03.2024EntryMuutmiskanne TsMS § 595¹ lg 1 alusel
23.01.2024EntryAmendment entry
23.01.2024Order to remedy deficienciesAmendment entry
03.01.2024EntryMuutmiskanne TsMS § 595¹ lg 1 alusel
06.11.2023EntrySecond, constitutive merger entry (on the acquiring company's register card)
27.02.2023EntryAmendment entry
11.04.2022EntryAmendment entry
13.10.2020EntrySecond, constitutive merger entry (on the acquiring company's register card)
19.08.2020EntrySecond, constitutive merger entry (on the acquiring company's register card)
22.04.2019EntryAmendment entry
03.08.2018EntrySecond, constitutive merger entry (on the acquiring company's register card)
16.07.2018Eitav kandemäärusSecond, constitutive merger entry (on the acquiring company's register card)
17.01.2018EntryAmendment entry
07.11.2017EntryAmendment entry
23.10.2017EntryKommertspandi muutmiskanne
23.10.2017EntryKommertspandi avamiskanne
13.10.2017EntryAmendment entry
27.09.2017EntryAmendment entry
17.01.2017EntryKommertspandi avamiskanne
12.01.2017Administrative orderKommertspandi avamiskanne
14.09.2016EntryAmendment entry
03.05.2016EntrySecond, constitutive merger entry (on the acquiring company's register card)
13.01.2016Kandemäärus ex officioSecond, constitutive merger entry (on the acquiring company's register card)
29.12.2015EntrySecond, constitutive merger entry (on the acquiring company's register card)
15.10.2014Negative entry order: deficiencies not remediedAmendment entry
25.08.2014Order to remedy deficienciesAmendment entry
25.02.2011EntryAmendment entry
24.03.2010EntryMuutmiskanne ÄS § 525 lg 2 alusel
03.06.2009EntryAmendment entry
03.03.2009EntryAmendment entry
03.12.2008Tegevusalade kustutamine registrikaardiltAmendment entry
30.11.2006Kandemäärus ex officioMärkus
13.09.2006AruandetrahvimäärusToimiku dokumentide kontroll
13.09.2006AruandetrahvimäärusToimiku dokumentide kontroll