Hea valik OÜ
- Registry code
- 11715452
- VAT number
- EE101929572
- Address
- Harju maakond, Tallinn, Kesklinna linnaosa, Maneeži tn 1, 10117
- Registered
- 15.09.2009 · 17 yrs
- Activity
- Other credit granting 64921
- Capital
- 2 556 €
- i•••@l•••.eeLog in to see
- Phone
- +372 5•• ••••Log in to see
- Website
- www.lombard24.ee
Business Register 06.10.2026
Annual report 2025 not filed, deadline was 30.06.2026
Sales revenue1,3 m €+33%2024 annual report
Profit190 k €2024 annual report
Employees23Tax Board 2026 Q2
Average gross salary2 103 €estimate, Tax Board 2026 Q2
Labour taxes per quarter74 017 €Tax Board 2026 Q2
Cash90 357 €Cash 31.12.2024, annual report
Tax debt0 €Tax Board debtor list 06.10.2026
Revenue 12 months397 k €+24%Tax Board, last 4 quarters
State taxes 12 months421 k €Tax Board, last 4 quarters
Quick check
- No tax debt
- No enforcement proceedings (12 months)
- No payment orders (12 months)
- No bankruptcy or liquidation
- No sanctions
- Report filed (2024)
- VAT registered
Stability
Email right away on tax debt, bankruptcy or board changeRatingAA → A → AA
In tax debt0 days since 26.09.2026
Revenue 12 months▲ 24% vs a year earlier
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Board and owners
3 persons
| Board 3 | ||
|---|---|---|
| Albert Reimann4 companiesno tax debt | Personal ID ↗ | 02.05.2024 |
| Andrei Volõnski3 companiesno tax debt | Personal ID ↗ | 14.06.2018 |
| Pavel Razumov5 companiesno tax debt | Personal ID ↗ | 15.12.2009 |
| Shareholders 3 | ||
| Albert Reimann | 44,99% 1 150 € | 02.05.2024 |
| Pavel Razumov | 44,99% 1 150 € | 01.09.2023 |
| Andrei Volõnski | 10,02% 256 € | 01.09.2023 |
| Beneficial owners 3 | ||
| Albert Reimann4 companiesno tax debtdirect holding | 19.04.2024 | |
| Andrei Volõnski3 companiesno tax debtdirect holding | 09.06.2025 | |
| Pavel Razumov5 companiesno tax debtdirect holding | 17.03.2022 | |
Business Register open data
Quarterly taxes and revenue
2026 Q2
State taxes / revenue95,7%
Labour taxes / revenue63,4%
Revenue per employee per month1 692 €
Gross salary (estimate)2 103 €
Net salary (estimate)1 736 €
2026 Q2. Wage is estimated from employment taxes.
| Quarter | Revenue | Change y/y | Labour taxes | State taxes | Employees |
|---|---|---|---|---|---|
| 2026 Q2 | 116 775 € | ▲ 33% | 74 017 € | 111 729 € | 23 |
| 2026 Q1 | 116 267 € | ▲ 46% | 77 216 € | 111 183 € | 23 |
| 2025 Q4 | 81 083 € | ▲ 16% | 77 047 € | 100 836 € | 25 |
| 2025 Q3 | 82 470 € | ▲ 0% | 74 075 € | 97 513 € | 25 |
| 2025 Q2 | 87 988 € | ▲ 5% | 63 657 € | 87 617 € | 26 |
| 2025 Q1 | 79 716 € | ▲ 11% | 60 656 € | 81 454 € | 21 |
| 2024 Q4 | 69 879 € | ▲ 21% | 58 828 € | 76 894 € | 21 |
| 2024 Q3 | 82 094 € | ▲ 45% | 53 273 € | 73 144 € | 19 |
| 2024 Q2 | 83 679 € | ▲ 52% | 46 919 € | 66 168 € | 19 |
| 2024 Q1 | 72 022 € | ▲ 31% | 42 868 € | 68 174 € | 17 |
| 2023 Q4 | 57 650 € | ▲ 43% | 39 231 € | 48 045 € | 15 |
| 2023 Q3 | 56 561 € | ▲ 185% | 38 476 € | 52 071 € | 16 |
Show full history (18 quarters)
| 2023 Q2 | 55 094 € | ▲ 209% | 36 941 € | 45 563 € | 13 |
| 2023 Q1 | 54 779 € | ▲ 298% | 35 648 € | 48 065 € | 13 |
| 2022 Q4 | 40 275 € | 24 282 € | 32 381 € | 12 | |
| 2022 Q3 | 19 825 € | 17 151 € | 19 807 € | 10 | |
| 2022 Q2 | 17 840 € | 16 377 € | 26 240 € | 7 | |
| 2022 Q1 | 13 768 € | 15 372 € | 21 407 € | 8 |
Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0
Annual reports
4 yr
| 2024 | 2023 | 2022 | 2021 | ||||
|---|---|---|---|---|---|---|---|
| Sales revenue | 1,3 m € | ▲ 33% | 940 k € | ▲ 53% | 615 k € | ▲ 66% | 370 k € |
| Profit | 190 k € | ▲ into profit | -10 394 € | ▲ 98% | -468 k € | ▼ into loss | 724 k € |
| Profit margin | 15,2% | -1,1% | -76,1% | 195,9% | |||
| Retained earnings | 574 k € | ▼ 18% | 697 k € | ▼ 44% | 1,2 m € | ▲ 138% | 524 k € |
| Cash | 90 357 € | ▲ 48% | 60 962 € | ▼ 40% | 101 k € | ▼ 23% | 132 k € |
| Current assets | 1,4 m € | ▲ 43% | 985 k € | ▲ 14% | 863 k € | ▼ 35% | 1,3 m € |
| Assets | 1,4 m € | ▲ 43% | 985 k € | ▲ 14% | 863 k € | ▼ 35% | 1,3 m € |
| Current liabilities | 288 k € | ▼ 3% | 296 k € | ▲ 270% | 80 003 € | ▼ 5% | 84 496 € |
| Long-term liabilities | 353 k € | — | — | — | |||
| Total liabilities | 641 k € | ▲ 117% | 296 k € | ▲ 270% | 80 003 € | ▼ 5% | 84 496 € |
| Equity | 767 k € | ▲ 11% | 689 k € | ▼ 12% | 783 k € | ▼ 37% | 1,3 m € |
| Labour costs | -554 k € | ▼ 58% | -350 k € | ▼ 75% | -199 k € | ▼ 48% | -135 k € |
| Employees | 21 | ▲ 31% | 16 | ▲ 45% | 11 | ▲ 38% | 8 |
| Filed | 13.06.2025 | 31.07.2024 | 30.12.2023 | 27.04.2023 | |||
| Report | PDF ↓ | PDF ↓ | PDF ↓ | PDF ↓ |
▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0
Revenue by activity
2024
| Activity | EMTAK | Sales revenue | Osa |
|---|---|---|---|
| Other credit granting main activity | 64921 | 1 250 074 € | 100% |
2024 annual report, RIK open data
Real estate
e-kinnistusraamat
Loading properties…
Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data
Debts and court cases
clean
No tax debt · Tax Board 06.10.2026
Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.
Enforcement, payment orders and notices
clean
Official Announcements contain no enforcement, payment order or tax authority notices about the company.
Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.
State: transactions, tenders, grants
9 706 € makseid
Transactions with state institutions
20254 614 €
20245 091 €
Largest payers
| Eesti Töötukassa | 9 706 € |
All payments by month
| Month | Payer | Type | Field | Amount |
|---|---|---|---|---|
| 05.2025 | Eesti Töötukassa | Muud toetused | Social protection of the unemployed | 650 € |
| 04.2025 | Eesti Töötukassa | Muud toetused | Social protection of the unemployed | 650 € |
| 03.2025 | Eesti Töötukassa | Muud toetused | Social protection of the unemployed | 1 300 € |
| 02.2025 | Eesti Töötukassa | Muud toetused | Social protection of the unemployed | 650 € |
| 01.2025 | Eesti Töötukassa | Muud toetused | Social protection of the unemployed | 1 364 € |
| 12.2024 | Eesti Töötukassa | Muud toetused | Social protection of the unemployed | 750 € |
| 11.2024 | Eesti Töötukassa | Muud toetused | Social protection of the unemployed | 750 € |
| 10.2024 | Eesti Töötukassa | Muud toetused | Social protection of the unemployed | 750 € |
| 09.2024 | Eesti Töötukassa | Muud toetused | Social protection of the unemployed | 750 € |
| 08.2024 | Eesti Töötukassa | Muud toetused | Social protection of the unemployed | 750 € |
| 04.2024 | Eesti Töötukassa | Muud toetused | Social protection of the unemployed | 953 € |
| 03.2024 | Eesti Töötukassa | Muud toetused | Social protection of the unemployed | 389 € |
Riigi Tugiteenuste Keskus, Saldo makseandmikud
Holdings in other companies
0
No holdings in other companies
Companies linked via the board
4
Top 20 in activity: Other credit granting
20
| # | Company | Revenue |
|---|---|---|
| 1 | Hea valik OÜ | 1,3 m € |
| 2 | Osaühing Kriol Grupp | 422 k € |
| 3 | Osaühing Mezola | 312 k € |
| 4 | OÜ INCASSOR | 311 k € |
| 5 | T.K.E. PAWNSHOP OÜ | 294 k € |
| 6 | ABC Laenude OÜ | 230 k € |
| 7 | Osaühing AutoBalt Grupp | 174 k € |
| 8 | Osaühing TOIMING | 161 k € |
| 9 | Osaühing KULDEKSPERT | 108 k € |
| 10 | Osaühing KOHTLA-JÄRVE LOMBARD | 90 694 € |
| 11 | A-PANT OÜ | 88 586 € |
| 12 | Osaühing FROGMAN | 84 390 € |
| 13 | Ades Laenud OÜ | 58 824 € |
| 14 | Osaühing BALTRARITEET | 43 115 € |
| 15 | Heaabi OÜ | 40 719 € |
| 16 | osaühing RAAKEL | 39 867 € |
| 17 | Ades OÜ | 39 631 € |
| 18 | Osaühing FINETEST PANDIMAJA | 39 437 € |
| 19 | GOLDEST OÜ | 38 798 € |
| 20 | OSAÜHING GRINLAIT KINNISVARA | 37 650 € |
Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity
Licences, domains
3 records
Activity licences (MTR and environmental)
| Field | Licence number | Valid from |
|---|---|---|
| Väärismetalli, vääriskivide kokkuost ning hulgimüük | FVV000222 | 26.01.2026 |
| Pandimajateenus | FIP000119 | 15.01.2010 |
Domains
| Domain | Source |
|---|---|
| lombard24.ee | Business Register |
History and notices
24
| Date | Type | Content |
|---|---|---|
| 08.07.2024 | Trahvihoiatusmäärus: majandusaasta aruanne esitamata | |
| 02.05.2024 | Entry | Amendment entry |
| 28.09.2023 | Trahvihoiatusmäärus: majandusaasta aruanne esitamata | |
| 01.09.2023 | Entry | Amendment entry |
| 10.03.2022 | Entry | Amendment entry |
| 14.06.2018 | Entry | Amendment entry |
| 17.01.2018 | Entry | Amendment entry |
| 01.12.2017 | Entry | Amendment entry |
| 23.01.2017 | Negative entry order: deficiencies not remedied | Amendment entry |
| 05.01.2017 | Order to remedy deficiencies | Amendment entry |
| 20.12.2016 | Order to remedy deficiencies | Amendment entry |
| 14.09.2016 | Entry | Amendment entry |
| 14.12.2015 | Negative entry order: deficiencies not remedied | Amendment entry |
| 13.11.2015 | Order to remedy deficiencies | Amendment entry |
| 09.10.2015 | Order to remedy deficiencies | Amendment entry |
| 28.10.2014 | Entry | Muutmiskanne ÄS § 525 lg 2 alusel |
| 02.01.2012 | Entry | Amendment entry |
| 01.10.2010 | Entry | Amendment entry |
| 15.12.2009 | Entry | Amendment entry |
| 24.11.2009 | Entry | Esimene, deklaratiivne ümberkujundamiskanne |
| 24.11.2009 | Entry | Teine, konstitutiivne ümberkujundamiskanne |
| 24.11.2009 | Entry | Ümberkujundatud äriühingu senise registrikaardi sulgemise märkus |
| 15.09.2009 | Entry | First entry |
| 14.09.2009 | Order to remedy deficiencies | First entry |