Tallinna Hoiu-Laenuühistu
- Registry code
- 11961369
- VAT number
- not VAT registered
- Address
- Harju maakond, Tallinn, Kesklinna linnaosa, Narva mnt 4, 10117
- Registered
- 01.07.2010 · 16 yrs
- Activity
- Other credit granting 64929
- Capital
- 2 330 089 €
- i•••@e•••.eeLog in to see
- Phone
- +372 •• ••••Log in to see
- Website
- www.erahoius.ee from email
Business Register 09.10.2026
Profit481 k €2025 annual report
Employees7Tax Board 2026 Q2
Average gross salary9 366 €estimate, Tax Board 2026 Q2
Labour taxes per quarter100 k €Tax Board 2026 Q2
Cash6,0 m €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 09.10.2026
State taxes 12 months550 k €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · ✓ no debtDetails ↓
Quick check
- No tax debt
- No enforcement proceedings (12 months)
- No payment orders (12 months)
- No bankruptcy or liquidation
- No sanctions
- Report filed (2025)
- Not VAT registered
Stability
Email right away on tax debt, bankruptcy or board changeRatingAA → BBB → A
In tax debt0 days since 26.09.2026
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Board and owners
3 persons
| Board 3 | ||
|---|---|---|
| Annely Ojamets5 companiesno tax debt | Personal ID ↗ | 06.05.2011 |
| Dmitri Maksim5 companiesno tax debt | Personal ID ↗ | 09.04.2021 |
| Kadri Erm2 companiesno tax debt | Personal ID ↗ | 24.10.2022 |
| Beneficial owners 3 | ||
| Annely Ojamets5 companiesno tax debtmember of the senior management body, i.e. management or supervisory board member | 24.09.2018 | |
| Dmitri Maksim5 companiesno tax debtmember of the senior management body, i.e. management or supervisory board member | 09.04.2021 | |
| Kadri Erm2 companiesno tax debtmember of the senior management body, i.e. management or supervisory board member | 20.10.2022 | |
Business Register open data
Quarterly taxes and revenue
2026 Q2
| Quarter | Revenue | Change y/y | Labour taxes | State taxes | Employees |
|---|---|---|---|---|---|
| 2026 Q2 | — | 100 311 € | 97 192 € | 7 | |
| 2026 Q1 | — | 113 683 € | 110 784 € | 8 | |
| 2025 Q4 | — | 117 416 € | 114 664 € | 7 | |
| 2025 Q3 | — | 126 059 € | 227 709 € | 7 | |
| 2025 Q2 | — | 171 556 € | 168 904 € | 7 | |
| 2025 Q1 | — | 161 164 € | 159 238 € | 6 | |
| 2024 Q4 | — | 136 119 € | 134 439 € | 6 | |
| 2024 Q3 | — | 137 172 € | 138 629 € | 8 | |
| 2024 Q2 | — | 123 315 € | 121 319 € | 8 | |
| 2024 Q1 | — | 110 574 € | 109 918 € | 6 | |
| 2023 Q4 | — | 92 819 € | 91 305 € | 6 | |
| 2023 Q3 | — | 108 454 € | 170 335 € | 6 |
Show full history (18 quarters)
| 2023 Q2 | — | 110 034 € | 107 550 € | 7 | |
| 2023 Q1 | — | 94 284 € | 91 904 € | 7 | |
| 2022 Q4 | — | 86 313 € | 84 130 € | 7 | |
| 2022 Q3 | — | 95 288 € | 139 759 € | 7 | |
| 2022 Q2 | — | 87 640 € | 85 441 € | 6 | |
| 2022 Q1 | — | 100 650 € | 98 275 € | 8 |
Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0
Annual reports
5 yr
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Profit | 481 k € | ▼ 56% | 1,1 m € | ▲ into profit | -511 k € | ▼ into loss | 341 k € | ▼ 8% | 371 k € |
| Profit margin | — | — | — | — | — | ||||
| Retained earnings | 0 € | ▲ 100% | -511 k € | — | 0 € | 0 € | |||
| Cash | 6,0 m € | ▼ 34% | 9,1 m € | ▲ 389% | 1,9 m € | ▼ 29% | 2,6 m € | ▲ 43% | 1,8 m € |
| Current assets | 21,2 m € | ▼ 23% | 27,6 m € | ▲ 74% | 15,9 m € | ▲ 14% | 14,0 m € | ▲ 14% | 12,3 m € |
| Fixed assets | 7,3 m € | ▼ 25% | 9,6 m € | ▼ 13% | 11,1 m € | ▲ 7% | 10,3 m € | ▼ 8% | 11,2 m € |
| Assets | 28,5 m € | ▼ 24% | 37,2 m € | ▲ 38% | 27,0 m € | ▲ 11% | 24,3 m € | ▲ 4% | 23,5 m € |
| Current liabilities | 16,7 m € | ▼ 33% | 25,0 m € | ▲ 92% | 13,0 m € | ▲ 43% | 9,1 m € | ▼ 19% | 11,2 m € |
| Long-term liabilities | 7,6 m € | ▼ 2% | 7,8 m € | ▼ 30% | 11,1 m € | ▼ 3% | 11,5 m € | ▲ 31% | 8,7 m € |
| Total liabilities | 24,3 m € | ▼ 26% | 32,8 m € | ▲ 36% | 24,1 m € | ▲ 17% | 20,6 m € | ▲ 3% | 19,9 m € |
| Equity | 4,2 m € | ▼ 5% | 4,4 m € | ▲ 54% | 2,9 m € | ▼ 22% | 3,7 m € | ▲ 5% | 3,5 m € |
| Labour costs | -387 k € | ▼ 2% | -381 k € | ▼ 7% | -355 k € | ▲ 3% | -364 k € | ▲ 12% | -412 k € |
| Employees | 7 | ▼ 22% | 9 | 0% | 9 | 0% | 9 | 0% | 9 |
| Filed | 30.06.2026 | 26.06.2025 | 12.07.2024 | 22.06.2023 | 28.06.2022 | ||||
| Report | PDF ↓ | PDF ↓ | PDF ↓ | PDF ↓ | PDF ↓ |
▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0
Revenue by activity
2025
| Activity | EMTAK | Sales revenue | Osa |
|---|---|---|---|
| Other credit granting main activity | 64929 | 200 891 € | 100% |
2025 annual report, RIK open data
Real estate
e-kinnistusraamat
Loading properties…
Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data
Debts and court cases
clean
No tax debt · Tax Board 09.10.2026
Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.
Enforcement, payment orders and notices
clean
Official Announcements contain no enforcement, payment order or tax authority notices about the company.
Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.
State: transactions, tenders, grants
none
No transactions with state agencies, procurement contracts or grants found
RTK Saldo, Riigihangete register, RTK toetatud projektid
Holdings in other companies
0
No holdings in other companies
Companies linked via the board
9
DataShift OÜDmitri Maksim22,2 m €AAADevelora OÜDmitri Maksim708 k €AACivilis Õigusbüroo OÜDmitri Maksim90 025 €AEksklusiiv Kaubandus OÜAnnely Ojamets23 323 €AAiandusühistu KÕRKJASAnnely Ojamets4 500 €AViimsi vald, Lubja küla, Alajaama tee 3 korteriühistuDmitri Maksim2 403 €BBBAnimal Wellness OÜAnnely Ojamets1 177 €BBMoncera OÜKadri Erm · Likvideerimisel403 €CTallinn, Tondi tn 35 korteriühistuAnnely Ojamets0 €
Sorted by revenue (latest report or 4 quarters).
Top 20 in activity: Other credit granting
20
| # | Company | Revenue |
|---|---|---|
| 1 | ESTO AS | 30,1 m € |
| 2 | Primero Finance OÜ | 22,8 m € |
| 3 | AS LHV Finance | 16,1 m € |
| 4 | Hüpoteeklaen AS | 15,5 m € |
| 5 | ESTO Holdings OÜ | 5,9 m € |
| 6 | Nordic Hypo AS | 3,4 m € |
| 7 | PLACET GROUP OÜ | 1,1 m € |
| 8 | OÜ SME Capital 3 Estonia | 955 k € |
| 9 | Helto Grupp OÜ | 614 k € |
| 10 | SERVA INVEST OÜ | 426 k € |
| 11 | Engeros Finance OÜ | 373 k € |
| 12 | ATLANTIS SE | 342 k € |
| 13 | BB Finance OÜ | 332 k € |
| 14 | Hector Kapital OÜ | 320 k € |
| 15 | AS Finora Group | 269 k € |
| 16 | Fresh Finance Group OÜ | 220 k € |
| 17 | Columna OÜ | 184 k € |
| 18 | Sihtasutus Tartu Eluasemefond | 166 k € |
| 19 | KiirAutoLaen.EE OÜ | 162 k € |
| 20 | FF Financial Group OÜ | 132 k € |
Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity
Licences, domains
2 records
Activity licences (MTR and environmental)
| Field | Licence number | Valid from |
|---|---|---|
| Finantseerimisasutusena tegutsemine | FFA000009 | 12.09.2014 |
Domains
| Domain | Source |
|---|---|
| erahoius.ee |
History and notices
40
| Date | Type | Content |
|---|---|---|
| 21.09.2026 | Entry | Amendment entry |
| 17.07.2026 | Entry | Amendment entry |
| 03.07.2026 | Eitav kandemäärus | Amendment entry |
| 23.10.2025 | Eitav kandemäärus | Amendment entry |
| 21.10.2025 | Order to remedy deficiencies | Amendment entry |
| 08.07.2025 | Eitav kandemäärus | Amendment entry |
| 02.08.2024 | Entry | Amendment entry |
| 22.07.2024 | Order to remedy deficiencies | Amendment entry |
| 07.07.2024 | Trahvihoiatusmäärus: majandusaasta aruanne esitamata | |
| 24.10.2022 | Entry | Amendment entry |
| 20.10.2022 | Order to remedy deficiencies | Amendment entry |
| 28.02.2022 | Order to remedy deficiencies to correct non-entry data | Amendment entry |
| 16.11.2021 | Administrative order | |
| 09.04.2021 | Entry | Amendment entry |
| 25.11.2019 | Entry | Amendment entry |
| 05.11.2019 | Order to remedy deficiencies to correct non-entry data | |
| 17.01.2018 | Entry | Amendment entry |
| 01.12.2017 | Entry | Amendment entry |
| 30.05.2017 | Entry | Amendment entry |
| 22.05.2017 | Order to remedy deficiencies | Amendment entry |
| 06.12.2016 | Entry | Amendment entry |
| 28.11.2016 | Order to remedy deficiencies | Amendment entry |
| 12.10.2016 | Administrative order | Amendment entry |
| 10.10.2016 | Order to remedy deficiencies | Amendment entry |
| 30.09.2016 | Order to remedy deficiencies | Amendment entry |
| 29.09.2016 | Administrative order | |
| 26.09.2016 | Order to remedy deficiencies | Amendment entry |
| 28.07.2016 | Administrative order | |
| 08.07.2016 | Entry | Amendment entry |
| 07.07.2016 | Order to remedy deficiencies | Amendment entry |
| 05.07.2016 | Negative entry order: deficiencies not remedied | Amendment entry |
| 07.06.2016 | Order to remedy deficiencies | Amendment entry |
| 02.06.2016 | Administrative order | |
| 20.07.2015 | Entry | Muutmiskanne ÄS § 525 lg 2 alusel |
| 06.05.2015 | Entry | Amendment entry |
| 23.04.2015 | Order to remedy deficiencies | Amendment entry |
| 17.04.2015 | Order to remedy deficiencies | Amendment entry |
| 28.07.2014 | Entry | Amendment entry |
| 28.05.2014 | Order to remedy deficiencies | Amendment entry |
| 29.08.2013 | Lõivu tagastamise määrus |