Raha on Vaba hoiu-laenuühistu
- Registry code
- 16369144
- VAT number
- not VAT registered
- Address
- Tartu maakond, Tartu linn, Tartu linn, Raekoja plats 20, 51004
- Registered
- 18.11.2021 · 4 yrs
- Activity
- Other financial service activities, except insurance and pension funding n.e.c. 64991
- Capital
- 31 950 €
- k•••@g•••.comLog in to see
- Phone
- +372 •• ••••Log in to see
- Website
- www.vabaraha.ee
- No tax debt
- No enforcement proceedings (12 months)
- No payment orders (12 months)
- No bankruptcy or liquidation
- No sanctions
- Report filed (2025)
- Not VAT registered
Board and owners
3 persons
| Board 3 | ||
|---|---|---|
| Andris Teern1 companyno tax debt | Personal ID ↗ | 18.11.2021 |
| Kärt Kriisa7 companiesno tax debt | Personal ID ↗ | 18.11.2021 |
| Taavi Sikka7 companiesno tax debt | Personal ID ↗ | 18.11.2021 |
| Beneficial owners 3 | ||
| Andris Teern1 companyno tax debtmember of the senior management body, i.e. management or supervisory board member | 18.01.2024 | |
| Kärt Kriisa7 companiesno tax debtmember of the senior management body, i.e. management or supervisory board member | 18.01.2024 | |
| Taavi Sikka7 companiesno tax debtmember of the senior management body, i.e. management or supervisory board member | 18.01.2024 | |
Business Register open data
Quarterly taxes and revenue
No Tax Board data
Annual reports
4 yr
| 2025 | 2024 | 2023 | 2022 | ||||
|---|---|---|---|---|---|---|---|
| Profit | -210 € | ▲ 3% | -217 € | ▲ 4% | -227 € | ▲ 97% | -7 122 € |
| Profit margin | — | — | — | — | |||
| Retained earnings | -7 566 € | ▼ 3% | -7 349 € | ▼ 3% | -7 122 € | — | |
| Cash | 24 174 € | ▼ 1% | 24 384 € | ▼ 1% | 24 601 € | ▼ 1% | 24 828 € |
| Current assets | 24 174 € | ▼ 1% | 24 384 € | ▼ 1% | 24 601 € | ▼ 1% | 24 828 € |
| Assets | 24 174 € | ▼ 1% | 24 384 € | ▼ 1% | 24 601 € | ▼ 1% | 24 828 € |
| Equity | 24 174 € | ▼ 1% | 24 384 € | ▼ 1% | 24 601 € | ▼ 1% | 24 828 € |
| Labour costs | 0 € | 0 € | 0 € | 0 € | |||
| Employees | 0 | 0 | 0 | 0 | |||
| Filed | 03.07.2026 | 30.06.2025 | 01.07.2024 | 18.02.2024 | |||
| Report | PDF ↓ | PDF ↓ | PDF ↓ | PDF ↓ |
▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0
Real estate
e-kinnistusraamat
Loading properties…
Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data
Debts and court cases
clean
Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.
Enforcement, payment orders and notices
clean
Official Announcements contain no enforcement, payment order or tax authority notices about the company.
Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.
State: transactions, tenders, grants
none
No transactions with state agencies, procurement contracts or grants found
RTK Saldo, Riigihangete register, RTK toetatud projektid
Holdings in other companies
0
No holdings in other companies
Companies linked via the board
12
Sorted by revenue (latest report or 4 quarters).
Top 20 in activity: Other financial service activities, except insurance and pension funding n.e.c.
20
| # | Company | Revenue |
|---|---|---|
| 1 | Wise Payments Limited Eesti filiaal | 157,2 m € |
| 2 | SwissBorg Solutions OÜ | 40,2 m € |
| 3 | Circle K Treasury Operations Europe Aktsiaselts | 34,0 m € |
| 4 | SUNDAY MARKETPLACE OÜ | 29,0 m € |
| 5 | Sihtasutus Keskkonnainvesteeringute Keskus | 20,2 m € |
| 6 | CPS Solutions OÜ | 11,0 m € |
| 7 | Blocktronic OÜ | 5,0 m € |
| 8 | Creditstar International OÜ | 5,0 m € |
| 9 | Or Technologies Limited OÜ | 4,8 m € |
| 10 | Wise Assets Europe AS | 4,8 m € |
| 11 | AS LHV Paytech | 4,6 m € |
| 12 | Brink's Estonia OÜ | 4,5 m € |
| 13 | Maksekeskus AS | 4,2 m € |
| 14 | SmartPayments OÜ | 4,2 m € |
| 15 | FintechX OÜ | 4,2 m € |
| 16 | Rehe Invest OÜ | 4,0 m € |
| 17 | SolEcom-Y OÜ | 3,9 m € |
| 18 | HOOVI Finance OÜ | 3,9 m € |
| 19 | Montonio Finance OÜ | 3,0 m € |
| 20 | Recoverso RMC OÜ | 2,8 m € |
Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity
Domains
1 records
Domains
| Domain | Source |
|---|---|
| vabaraha.ee | Business Register |
History and notices
7
| Date | Type | Content |
|---|---|---|
| 21.09.2026 | Entry | Amendment entry |
| 23.01.2024 | Entry | Muutmiskanne TsMS § 595¹ lg 1 alusel |
| 19.01.2024 | Majandusaasta aruande puuduste kõrvaldamise määrus | |
| 23.12.2023 | Warning order on deletion from the register: annual report not filed | |
| 18.11.2021 | Entry | First entry |
| 22.10.2021 | Administrative order | First entry |
| 20.09.2021 | Order to remedy deficiencies | First entry |